HICAPS & Health Funds
HICAPS is a convenient simple way to directly claim your health fund rebate meaning you only need pay “gap payment” applicable. Approximately 98% of funds use HICAPS to check your health fund go to:
https://www.hicaps.com.au/content/dam/hicapsrwd/Forms/_Participating_Partners_Flyer.pdf
HCF is a “not for profit” health insurer who have put together the “more for teeth” program. This program provides their members with excellent preventive care rebates and options. At DentCo Dental we are proud to participate in this program.
Choosing a Health Fund?
There is no right or wrong health fund! Still be sure to choose a fund that suits your need and philosophy. For instance many for-profit health funds have greater administration cost and a high focus on profit for their shareholders. This will affect the rebates extended to you as the customer.
Additionally private insurance gives you the right to choose your health care professional don’t let that right be taken away. Why should you receive fewer rebates because your dentist is not a preferred provider? Especially if you could be paying the same money for a policy with a fund that does respect your right to choose.